{"id":444,"date":"2017-01-31T10:08:31","date_gmt":"2017-01-31T12:08:31","guid":{"rendered":"http:\/\/www.metasul.net\/?page_id=444"},"modified":"2017-09-11T10:13:44","modified_gmt":"2017-09-11T13:13:44","slug":"seguro-agricola-lavouras","status":"publish","type":"page","link":"https:\/\/www.metasul.net\/solucoes-para-agronegocio\/seguro-agricola-lavouras\/","title":{"rendered":"Seguro Agr\u00edcola (Lavouras)"},"content":{"rendered":"<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av-layout-grid-1' class='av-layout-grid-container entry-content-wrapper main_color av-flex-cells  container_wrap sidebar_right'   >\n<div class=\"flex_cell no_margin av_one_third   \" style='vertical-align:top; background-color:#4d8500; '><div class='flex_cell_inner' ><p><div class=\"flex_column av_one_fifth  flex_column_div av-zero-column-padding first  \" style='border-radius:0px; '><\/div><div class=\"flex_column av_four_fifth  flex_column_div av-zero-column-padding   \" style='border-radius:0px; '><div style='padding-bottom:0px;color:#82b62a;' class='av-special-heading av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Agroneg\u00f3cio <img decoding=\"async\" src=\"http:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2016\/09\/flecha-verde.png\" \/><\/h1><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#82b62a'><\/div><\/div><\/div><\/div><\/p>\n<\/div><\/div><div class=\"flex_cell no_margin av_one_third   \" style='vertical-align:top; background-color:#549400; '><div class='flex_cell_inner' ><div class='flex_column_table av-equal-height-column-flextable' ><div class=\"flex_column av_one_full  flex_column_table_cell av-equal-height-column av-align-middle av-zero-column-padding first  \" style='border-radius:0px; '><div style='padding-bottom:0px;color:#ffffff;' class='av-special-heading av-special-heading-h1 custom-color-heading blockquote modern-quote modern-centered  '><h1 class='av-special-heading-tag'  itemprop=\"headline\"  >Seguro Agr\u00edcola <\/h1><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#ffffff'><\/div><\/div><\/div><\/div><\/div><!--close column table wrapper. Autoclose:  -->\n<\/div><\/div><div class=\"flex_cell no_margin av_one_third   \" style='vertical-align:top; background-color:#549400; '><div class='flex_cell_inner' ><\/div><\/div>\n<\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='full_slider_1' class='avia-fullwidth-slider main_color avia-shadow   container_wrap sidebar_right'   ><div  data-size='no scaling'  data-lightbox_size='large'  data-animation='slide'  data-ids='563'  data-video_counter='0'  data-autoplay='false'  data-bg_slider='false'  data-slide_height=''  data-handle='av_slideshow_full'  data-interval='5'  data-class=' '  data-css_id=''  data-scroll_down=''  data-control_layout='av-control-default'  data-custom_markup=''  data-perma_caption=''  data-autoplay_stopper=''  data-src=''  data-position='top left'  data-repeat='no-repeat'  data-attach='scroll'  data-stretch=''  class='avia-slideshow avia-slideshow-1  av-control-default av-default-height-applied avia-slideshow-no scaling av_slideshow_full   avia-slide-slider '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\" ><ul class='avia-slideshow-inner' style='padding-bottom: 23.4375%;'><li  class=' av-single-slide slide-1 ' ><div data-rel='slideshow-1' class='avia-slide-wrap'  ><div class = \"caption_fullwidth av-slideshow-caption caption_center\"><div class = \"container caption_container\"><div class = \"slideshow_caption\"><div class = \"slideshow_inner_caption\"><div class = \"slideshow_align_caption\"><h2  style='color:#ffffff; ' class='avia-caption-title'  itemprop=\"name\" ><img decoding=\"async\" style=\"width: 10%;\" src=\"http:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/02\/Agroneg\u00f3cios-Seguro-Agr\u00edcola-Lavouras-icon.png\" \/>Sua lavoura protegida<br \/>\ne seu agroneg\u00f3cio mais seguro<\/h2><\/div><\/div><\/div><\/div><\/div><img src='https:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/02\/Agroneg\u00f3cios-Seguro-Agr\u00edcola-Lavouras-img.jpg' width='1920' height='450' title='Agroneg\u00f3cios---Seguro-Agr\u00edcola-(Lavouras)---img' alt=''  itemprop=\"contentURL\"  \/><\/div><\/li><\/ul><\/div><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av_section_1' class='avia-section main_color avia-section-default avia-no-shadow avia-bg-style-scroll  container_wrap sidebar_right'   ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-444'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_three_fifth  flex_column_div av-zero-column-padding first  \" style='border-radius:0px; '><p><div style='padding-bottom:10px;' class='av-special-heading av-special-heading-h3    '><h3 class='av-special-heading-tag'  itemprop=\"headline\"  >O seguro agr\u00edcola \u00e9 voltado para a prote\u00e7\u00e3o da sua lavoura.<\/h3><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock '   itemprop=\"text\" ><div><\/div>\n<p>Fen\u00f4menos clim\u00e1ticos adversos e economia vari\u00e1vel s\u00e3o desafios recorrentes enfrentados pelo agricultor. Destacam-se: chuva em excesso, seca, geada, pre\u00e7os dos insumos que se alteram constantemente, por fim, as dificuldades s\u00e3o grandes. Imprescind\u00edvel nesse cen\u00e1rio \u00e9\u00a0que o produtor rural busque\u00a0formas de prote\u00e7\u00e3o das lavouras ou do investimento captado por meio da contrata\u00e7\u00e3o de uma ap\u00f3lice do seguro agr\u00edcola.<\/p>\n<\/div><\/section><br \/>\n<div class=\"togglecontainer  \">\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{Todos} \" >        <p data-fake-id=\"#toggle-id-1\" class=\"toggler \"  itemprop=\"headline\" ><img decoding=\"async\" src=\"http:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2016\/09\/flecha-verde-sem-borda.png\" \/> O que est\u00e1 coberto?<span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-1-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><p><strong>Cobertura B\u00e1sica Multirrisco para Gr\u00e3os:<\/strong><\/p>\n<ul>\n<li><em>Seca;<\/em><\/li>\n<li><em>Chuvas excessivas;<\/em><\/li>\n<li><em>Granizo;<\/em><\/li>\n<li><em>Geada;<\/em><\/li>\n<li><em>Inc\u00eandio e raio;<\/em><\/li>\n<li><em>Tromba d\u2019\u00e1gua;<\/em><\/li>\n<li><em>Ventos Fortes,<\/em><\/li>\n<li><em>Ventos frios;<\/em><\/li>\n<li><em>Varia\u00e7\u00e3o excessiva de temperatura.<\/em><\/li>\n<\/ul>\n<p><strong>Cobertura B\u00e1sica Granizo e\/ou Geada para Gr\u00e3os:<\/strong><\/p>\n<p>As Culturas Segur\u00e1veis est\u00e3o listadas abaixo:<\/p>\n<ul>\n<li><em>Soja<\/em><\/li>\n<li><em>Milho<\/em><\/li>\n<li><em>Algod\u00e3o<\/em><\/li>\n<li><em>Arroz<\/em><\/li>\n<li><em>Milho Safrinha<\/em><\/li>\n<li><em>Girassol<\/em><\/li>\n<li><em>Cevada<\/em><\/li>\n<li><em>Centeio<\/em><\/li>\n<li><em>Aveia<\/em><\/li>\n<li><em>Trigo<\/em><\/li>\n<li><em>Sorgo<\/em><\/li>\n<\/ul>\n<p><strong>Cobertura Adicional de Replantio:<\/strong><br \/>\n<em>Contratado at\u00e9 50% da I.S devido a granizo, chuvas excessivas, tromba d\u2019\u00e1gua e inc\u00eandio.<\/em><\/p>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{Todos} \" >        <p data-fake-id=\"#toggle-id-2\" class=\"toggler \"  itemprop=\"headline\" ><img decoding=\"async\" src=\"http:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2016\/09\/flecha-verde-sem-borda.png\" \/> A quem se destina?<span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-2-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li>Produtores Rurais;<\/li>\n<li>Cooperativas de Produtores;<\/li>\n<li>Revendedores de Produtos Agropecu\u00e1rios;<\/li>\n<\/ul>\n            <\/div>        <\/div>    <\/div><\/section>\n<section class=\"av_toggle_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" >    <div class=\"single_toggle\" data-tags=\"{Todos} \" >        <p data-fake-id=\"#toggle-id-3\" class=\"toggler \"  itemprop=\"headline\" ><img decoding=\"async\" src=\"http:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2016\/09\/flecha-verde-sem-borda.png\" \/> Benef\u00edcios e vantagens<span class=\"toggle_icon\">        <span class=\"vert_icon\"><\/span><span class=\"hor_icon\"><\/span><\/span><\/p>        <div id=\"toggle-id-3-container\" class=\"toggle_wrap \" >            <div class=\"toggle_content invers-color\"  itemprop=\"text\" ><ul>\n<li><strong><em>Agilidade na avalia\u00e7\u00e3o dos danos e indeniza\u00e7\u00e3o \u2013 n\u00e3o necessita aguardar a colheita;<\/em><\/strong><\/li>\n<li><strong><em>Profissionalismo e aten\u00e7\u00e3o \u00e0s suas necessidades e expectativas;<\/em><\/strong><\/li>\n<li><strong><em>Facilidade no pagamento.<\/em><\/strong><\/li>\n<li><strong><em>Subven\u00e7\u00e3o do Governo Federal e de alguns Governos Estaduais (PR, SP e SC):<\/em><\/strong><\/li>\n<\/ul>\n<p>Fonte:<a href=\"http:\/\/www.agricultura.gov.br\/politica-agricola\/seguro-rural\/limites-percentuais-de-subvencao\"> http:\/\/www.agricultura.gov.br\/politica-agricola\/seguro-rural\/limites-percentuais-de-subvencao<\/a><\/p>\n<p>A subven\u00e7\u00e3o econ\u00f4mica concedida pelo Minist\u00e9rio da Agricultura pode ser pleiteada por qualquer pessoa f\u00edsica ou jur\u00eddica que cultive ou produza esp\u00e9cies contempladas pelo Programa e permite ainda, a complementa\u00e7\u00e3o dos valores por subven\u00e7\u00f5es concedidas por estados e munic\u00edpios.<\/p>\n<p>Para os gr\u00e3os em geral o percentual de subven\u00e7\u00e3o ao pr\u00eamio pode variar entre 35% e 45%, a depender do tipo de cobertura contratada.<\/p>\n<p>No caso das frutas, oler\u00edcolas, caf\u00e9, cana-de-a\u00e7\u00facar e demais modalidades (florestas, pecu\u00e1rio e aqu\u00edcola) o percentual de subven\u00e7\u00e3o ao pr\u00eamio ser\u00e1 fixo em 45%.<\/p>\n<div id=\"attachment_655\" style=\"width: 757px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-655\" class=\"aligncenter wp-image-655 size-full\" src=\"http:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/01\/Modalidades_Limites1.png\" alt=\"Modalidade Subvencao\" width=\"747\" height=\"527\" srcset=\"https:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/01\/Modalidades_Limites1.png 747w, https:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/01\/Modalidades_Limites1-300x212.png 300w, https:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/01\/Modalidades_Limites1-705x497.png 705w, https:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/01\/Modalidades_Limites1-450x317.png 450w\" sizes=\"auto, (max-width: 747px) 100vw, 747px\" \/><p id=\"caption-attachment-655\" class=\"wp-caption-text\">Modalidades de seguro rural no \u00e2mbito do PSR com percentuais de subven\u00e7\u00e3o sobre o pr\u00eamio e limites anuais de subven\u00e7\u00e3o por produtor<\/p><\/div>\n            <\/div>        <\/div>    <\/div><\/section>\n<\/div><\/p><\/div><div class=\"flex_column av_two_fifth  flex_column_div    \" style='padding:30px; background-color:#549400; border-radius:0px; '><p><div class='avia-image-container  av-styling-    avia-align-center '  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/ImageObject\"  ><div class='avia-image-container-inner'><img class='avia_image ' src='https:\/\/www.metasul.net\/principal\/wp-content\/uploads\/2017\/02\/Agroneg\u00f3cios-Seguro-Agr\u00edcola-Lavouras-icon.png' alt='' title='Agroneg\u00f3cios---Seguro-Agr\u00edcola-(Lavouras)---icon'   itemprop=\"contentURL\"  \/><\/div><\/div><br \/>\n<section class=\"av_textblock_section\"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock '   itemprop=\"text\" ><h2 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Se interessou?<\/span><br \/>\n<span style=\"color: #ffffff;\"> Fa\u00e7a sua cota\u00e7\u00e3o online!<\/span><\/h2>\n<\/div><\/section><br \/>\n<div class='avia-button-wrap avia-button-center  '><a href='https:\/\/www.metasul.net\/cotacao-seguro-agricola\/' class='avia-button avia-button-fullwidth  avia-icon_select-no avia-color-custom '  target=\"_blank\"  style='color:#4d8500; background-color:#ffffff;  ' ><span class='avia_iconbox_title' >Cote agora<\/span><span class='avia_button_background avia-button avia-button-fullwidth avia-color-custom' style='background-color:#f0f0f0; '><\/span><\/a><\/div><\/p><\/div>\n<\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='after_section_1' class='main_color av_default_container_wrap container_wrap sidebar_right'   ><div class='container' ><div 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